Property Tax & Records
How to check property tax records in major states, state portal links, online payment guide, and consequences of non-payment.
Property tax in India is administered by municipal corporations and panchayats, with each state having its own calculation method and portal. This guide shows you exactly how to check records and pay online in major states — and explains the real consequences of non-payment.
Property Tax Portals by State
Maharashtra — MCGM (Mumbai)
Pay online via MCGM portal or GPay/Paytm
Karnataka — BBMP
BBMP Sahasra property tax system
Delhi — MCD
Unit Area Method; app also available
Tamil Nadu — CDMA
Covers all municipal bodies in TN
Andhra Pradesh — PT-PRO
State-wide property tax GIS system
Telangana — GHMC
GHMC covers Hyderabad region
Gujarat — AMC / SMC
Ahmedabad: online; other ULBs: visit office
Rajasthan — RajDharaa
Urban local body tax portal
How to Pay Property Tax Online (Step-by-Step)
- Visit the municipal corporation portal for your city (links above) or use the state's urban body portal.
- Enter your Property ID / Assessment Number (found on previous tax receipts or demand notice).
- Verify the assessed annual value and applicable tax rate.
- Pay online via net banking, UPI, credit/debit card — most portals accept all methods.
- Download and save the payment receipt; keep last 5 years of receipts for property sale.
- Self-assessment is available in many cities — calculate your tax and file online without visiting the office.
Consequences of Unpaid Property Tax
- Penalty of 2–12% per annum on unpaid property tax depending on state rules.
- In chronic non-payment cases, municipal authorities can attach and auction the property.
- Unpaid taxes show up in the encumbrance certificate search — can block a sale or loan.
- Property mutation can be held up if tax arrears exist at the time of ownership transfer.
- Non-payment can make you ineligible for municipal services like building plan approval.
This information is for educational purposes only. Always consult a qualified legal or financial professional before making land-related decisions.
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